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Welcome to DivaDirectories Diva Blog
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Diva Blog
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How To Have A Debt Free Christmas |
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How To Have A Debt Free Christmas
Christmas is just around the corner. Does the thought of Christmas
make you shake with fear? Have you started shopping yet? Are you still
paying off bills from last year? Here in the US, studies show that it
will take an average of 4 months to pay off debts incurred at
Christmas.
Christmas is a beloved time of year for most. Children look forward
to the many gifts they will be getting and parents enjoy (sometimes)
spending time with friends and relatives that they don’t see all that
often. But when it comes to gift giving, that’s where the trouble can
start.
Start off this shopping season by setting a budget and sticking with
it. One idea could be to only carry the money that you are willing to
spend on that particular person with you. Try to avoid using credit for
any purchase. (Most times it is easier said than done!)
Another important factor to consider might be to limit
expectations. Allow your child to write a list or a letter to Santa,
but then only get them a few special gifts. The real meaning of the
season is to give. Allow your children to make presents for loved ones
or take them shopping with you. Also you might want to set limits on
the amount of money that can be spent for each person. The less money,
the more creative you have to be ☺ which can be a lot of fun too. Or
you could try with extended families only buying for kids, not the
adults.
You also might want to go as a family to volunteer at a soup kitchen
or homeless shelter which will show you all just how fortunate you
are. As for next Christmas, you might want to start thinking of it
following this Christmas when everything is on sale. Also, buy
throughout the year, if you see something that would be great for
someone on your shopping list, why not buy it then and there?
My wish to you is that you will have a happy and healthy Christmas
and one that is not dominated by ‘things’, but by the true meanings of
Christmas, such as love, hope, courage, strength and joy.
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Are You A Good Listener?
Everyone gets instructions, hears important information or just
listens to friends when they speak every day, but are you a good
listener? We have all heard of stories that feature the male of the
species who is reading the paper or watching TV while someone is
talking to them, but when asked them a question about what you said 5
minutes earlier, they have absolutely no idea what you are talking
about.
With listening comes recall, they go hand in hand. If you are asked
to attend a seminar, how much information do you come away with? Yes,
as with most seminars, it is usually a case of information over load,
but with that being the case maybe you scribble down some notes, but
really, how good a listener are you?
Many people take for granted this important area of
communication. There are a few rules of good communication that you may
want to follow. Firstly you want to make eye contact with the person
that is speaking. Secondly, another very important item in the art of
listening is to stop talking. It rather hard to hear someone say
something if you are talking! Following that, it is important to ask
questions if you don’t understand what is being said. That is the
simplest way to clarify and to grasp what is being said. You should
also pay close attention to what is being said and try not to
interrupt. Concentrate on the main points that are being explained, not
the abstract.
Follow these few simple rules and you will be a very good
listener. You will glean the information needed and also, people will
enjoy talking to you!
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Before You Buy – A New Computer |
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Before You Buy – A New Computer
So you are looking to purchase a new computer and maybe you don’t
know much about them. How can you get what you want on your new pc with
out much hassle and without having to be a computer wizard?
Do your research first. What do you need in a computer? Big Box
stores can offer you good deals on computers and some assistance as
well (usually for a cost), but if you don’t know much about computers,
this may be the route to take. Money, of course will be your
determining factor on what kind of computer you get. Expect to pay
anywhere from $800 to about $1500 for a basic type of system and higher
for a more advanced one.
Some things you may want to look into though are things like what
kind of technical support do they offer? Can you get a hold of them
24/7 if need be? By checking out some computer magazines, you may be
able to see ratings on each particular company if not each computer you
are looking at.
Of course, you will want to consider the nitty grittys of computers,
things such as memory, hard drive and processors. Don’t be afraid to
talk to the experts that the big box stores have on staff. Tell them
your needs and ask them what is best for you. If in doubt, talk to
friends or family members that have computer knowledge or take them
with you even when you go to purchase your computer.
But mostly, empower yourself. DO your research and homework. Knowledge
takes the fear out of the purchase and you will get the computer that
you and your company needs.
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Writing A Letter Of Recommendation |
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Writing A Letter Of Recommendation
A staff member or a co-worker has come to you and asked you and
asked you for a letter of recommendation. What should you put in that
letter and what shouldn’t you put into it in order to make the letter
an effective tool for the person who is asking for it?
A letter of recommendation can be an important tool in job hunting
and when writing it, it doesn’t have to be a long drawn out letter; it
just should have a few of the following items in it
Start out with ‘to whom it may concern’ and the days date. Mention
what position they had and the salary they were making (if
wanted). What was your relationship to the person the letter is
for? Where you their boss or their co-worker? How long have you known
the person? You will want to mention these key factors that the reader
should know about the person whom you are writing the letter for.
Concentrate of different traits of the person. Were they punctual? A
good people person? Specifically outline their traits as well as their
contributions to your organization. Use descriptive words such as
independent worker, high energy level, organized, a self starter,
etc. Try to avoid using adjectives like satisfactory, decent, nice,
fair, etc.
Towards the end of the letter you may want to add a personal
endorsement of the person, something along the lines of “it was a
pleasure working with this person because I knew I could always count
on them” or “If the opportunity arose, I would not hesitate to hire
this person again because of the dedication they had to the job”, or
that they were a team player etc.
You will want to close the letter of with sincerely, faithfully or
something similar and don’t forget to put your name, title and any
contact information you may have so if the person reading this has any
questions they can contact you.
If you are still stuck as to what to write, take a few minutes to
search the Internet. On there, you will be able to find several sample
letters and while you won’t be able to quote them word for word, it
will give you a basic idea of what’s needed for a great reference
letter.
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Staying Current
With our fast paced, ever changing world, business is not sheltered
for growth and changes so how can you stay current and grow right along
in your chosen profession? Dinosaur thinking just doesn’t cut it
anymore.
Of course, staying current and up to date could include returning to
school, taking some night school courses. Just about every college and
university offers some sort of night school course. Check into the one
near you.
The Internet is a good way of getting information that pertains to
your career or job. It is easy to access and always available, but
don’t use it as a sole source of information.
Networking is an important part of staying current also. Trade
shows, clubs, discussion groups can all be beneficial to meeting people
that share the same business interests as you.
Read, read, read. Chances are there is a publication on your
field. Take time to seek it out. Visit the library often (most large
libraries get many different print magazines on a variety of
topics.) It is will require some work to stay on top of your chosen
profession, but it is not an impossible and with a little ‘elbow
grease’ it can be done.
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____________________________________________________________
Contact Info: monique@divadirectories.com or 503-297-4111
DivaDirectories is founded by Portland Marketing Agency DivaDesignWorld.
Woman owned, DivaDesignWorld strives to empower all businesswomen.
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